Contract Works

Contract Works is taken out to cover a specific construction project, or annually to cover a number of projects. Coverage is generally arranged by the principal or head contractor and provides access to two sections of coverage.

Section one covers Material Damage occurring on the job site and section two covers Public and Products Liability for third party property damage or third party bodily injury arising out of your negligence. 

The policy provides indemnity for insured parties reflecting the provisions of the contract entered into. Coverage is generally extended to include the contractor, the principal, sub-contractors, financiers and other interested parties to the contract.