Business Risks

Offices

Office Insurance can protect you against damage to your office premises, contents, fixtures & fittings together with any business interruption that  that leads to loss of income.

Restaurants

Restaurant Insurance can protect you against damage to your premises, contents, fixtures & fittings, food stock, wines, spirits, beers etc and frozen foods together with any business interruption that that leads to loss of income.

Shops

Shop Insurance can protect you against damage to your premises, contents, fixtures & fittings, stock together with any business interruption that  leads to loss of income.

Property Owners

Whether Commercial or Residential, we can arrange Property Owners Insurance to suit your individual needs.

Tradesman/Public
/Employers Liability

When you are tradesmen, you and your company may be financially liable for the costs of any accident caused by you, one of your employees or possibly by one of the contractors you employ. Tradesman Insurance that includes public liability cover, will provide protection against any sort of damage you or your contractors cause on the property of the client. It will also provide protection in situations where a member of the public is injured because of the work you do too.

Contract Works 

Contract Works is taken out to cover a specific construction project, or annually to cover a number of projects. Coverage is generally arranged by the principal or head contractor and provides access to two sections of coverage.

Section one covers Material Damage occurring on the job site and section two covers Public and Products Liability for third party property damage or third party bodily injury arising out of your negligence. 

Motor Fleets

Options of cover (Comprehensive, Third Party, Fire & Theft, Third Party Only or a mix of all three).

Fleet Policies are designed to be more efficient and easier to manage than numerous different insurance policies for individual vehicles and will provide cover for any vehicle in the custody or control of the insured.

Group Private Medical Insurance

Private Medical Insurance (PMI) is designed to provide the policyholder with funds to enable them to make use of private medical facilities in the Channel Islands or United Kingdom (other jurisdictions can be included if required).

Professional Indemnity/ Directors & Officers Liability 

Cyber Insurance

From computer hacking to the loss of data caused by human error, cyber risks take many forms.

Private Equity/ Venture Capitalist Liability

The environment in which the Private Equity/Venture Capital Industry operates is becoming increasingly hazardous. Complex regulatory regimes and the heightened focus on personal liability have resulted in an acute need for effective cover.

Business Risks

Offices


Office Insurance can protect you against damage to your office premises, contents, fixtures & fittings together with any business interruption that  that leads to loss of income.

Restaurants


Restaurant Insurance can protect you against damage to your premises, contents, fixtures & fittings, food stock, wines, spirits, beers etc and frozen foods together with any business interruption that that leads to loss of income.

Shops


Shop Insurance can protect you against damage to your premises, contents, fixtures & fittings, stock together with any business interruption that  leads to loss of income.

Property Owners


Whether Commercial or Residential, we can arrange Property Owners Insurance to suit your individual needs.

Tradesman/Public/
Employers Liability


When you are tradesmen, you and your company may be financially liable for the costs of any accident caused by you, one of your employees or possibly by one of the contractors you employ. Tradesman Insurance that includes public liability cover, will provide protection against any sort of damage you or your contractors cause on the property of the client. It will also provide protection in situations where a member of the public is injured because of the work you do too.

Contract Works

 
Contract Works is taken out to cover a specific construction project, or annually to cover a number of projects. Coverage is generally arranged by the principal or head contractor and provides access to two sections of coverage.

Section one covers Material Damage occurring on the job site and section two covers Public and Products Liability for third party property damage or third party bodily injury arising out of your negligence.

Motor Fleets

Options of cover (Comprehensive, Third Party, Fire & Theft, Third Party Only or a mix of all three).

Fleet Policies are designed to be more efficient and easier to manage than numerous different insurance policies for individual vehicles and will provide cover for any vehicle in the custody or control of the insured.

Group Private Medical Insurance

Private Medical Insurance (PMI) is designed to provide the policyholder with funds to enable them to make use of private medical facilities in the Channel Islands or United Kingdom (other jurisdictions can be included if required).

Professional Indemnity/
Directors & Officers
Liability

 

Cyber Insurance

From computer hacking to the loss of data caused by human error, cyber risks take many forms.

Private Equity/Venture
Capitalist Liability

The environment in which the Private Equity/Venture Capital Industry operates is becoming increasingly hazardous. Complex regulatory regimes and the heightened focus on personal liability have resulted in an acute need for effective cover.

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